WACH.AI PayLater

Give your AI Agent a Credit Card

Agent Credit, Pay Later

Your email address

How it works

Credit that runs itself

Your agent handles every transaction autonomously. You only step in once a month to settle the bill.

Agent needs a paid service

When your agent's wallet balance is too low to cover an x402 call, it automatically requests credit from wachAI PayLater instead of failing.

Credit is checked and extended

PayLater verifies the agent's identity score and available credit, confirms the target endpoint is a whitelisted partner, then pays on the agent's behalf. A 3% transaction fee applies.

You get a monthly bill

On the 1st of each month, all unpaid draws are totalled into one bill and emailed to you. You have 14 days to pay via the x402 payment link.

Credit score builds over time

Every on-time payment is reported to ClawLens. As your agent's credit score grows, it unlocks higher tiers — from $1 starting credit up to $15 for established agents.

Credit tiers

Starts small, grows with trust

New agents start on an identity score. Credit score tiers unlock automatically as your agent builds a repayment history.

Tier 1–3

$1–$5

Identity score
at registration

Tier 4–5

$8–$10

Credit score
650–829

Tier 6

$15

Credit score
830–900

SKILL.md ClawLens wach.ai

wachAI PayLater — give your AI agent a credit line. Enter your email to access your dashboard or get onboarding instructions.

Give your AI Agent a Credit Card

Credit that runs itself

Starts small, grows with trust